We CAN Help
Even if you have a great credit history and a high credit score, you should examine all your financing options. This is where Kia of Key West can help the most, we have a full range of lenders waiting to service our customers credit needs, so we can find the best financing to fit your needs. Sometimes circumstances in life happen and you make decisions that can damage your credit history. Loss of job, vehicle stops running or medical bills that leave you short for a period of time.
When it is difficult to get a loan and you are having trouble recovering from an unfortunate circumstance or series of circumstances… Kia of Key West gives you a way. Our network of lenders can help you rebuild and also have the reliable transportation you need to get to the back on the road. The Kia of Key West Promise is to always find you the right financing to meet your needs and never obligate you to more than you can afford.
Don’t Know Whether to Lease or Get a Car Loan? We’ll Help You Out
Choosing between a lease and a car loan is a critical decision, but with the help of our finance team, we can make that decision simple for you here at Kia of Key West. For example, if you’re looking to switch up your ride every few years, you might want to lease one of the new Kia models available at our dealership near Anderson, Belton, Greenwood, and Easley. On the other hand, if you’re the type that loves to drive your cars for the long haul, a car loan is undoubtedly the financing option for you. Whatever your choice, we’ll make the process easy and streamlined for your convenience.
Take the Guesswork Out of Vehicle Financing with Kia of Key West
Browse the collections of available new and used models here at Kia of Key West. When you’re ready to start the test drive and financing phase of your journey, visit us in Pendleton, SC. We look forward to helping you tailor your perfect payment plan and making the entire process painless and easier to understand. You can even get started online, before you even stop in, by filling out your application paperwork ahead of time using the convenient tools on our website. Fill it out soon and let’s get started on your path towards a new vehicle.
Should You Lease Your New Kia of Key West Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease is over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Kia of Key West can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
What to Bring
It’s the day you have looked forward to – the day you drive off in your new
vehicle! We will need to do a little paperwork before you leave – so please
double check and make sure you bring everything we’ll need. The process will
be quicker and easier.
We will need:
Valid Driver’s License that is current.
6 Personal References with name, address, phone number and relationship.
- Minimum 2 Family Members required.
Proof of Residency, if applicable, consisting of one or more of the following
items in the applicant’s name:
- Telephone or utility bill no more than 30 days old
-
If you’re a Registered Foreign Permanent Resident, make sure you have your
ID
Proof of Income
- Pay-stub less than 30 days old and showing year-to-date income
- 2 years of Tax returns if you are self employed
Insurance Information
-
Policy Number, Company, Agent, Agents Address & Phone Number and
Expiration dates
-
If you don’t have full coverage insurance, please let us know as we can
help.
Frequently Asked Questions about Financing
What’s better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I’ve had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
